Are your assets getting closer to the things that actually matter to you?
The Certainty App is designed to help you get closer to the things that actually
matter you to. In order to discern the most efficient path forward we need to be
clear on what actually matters to you/what you’re trying to fund with all your hard
Think of the Certainty App as your personal GPS, step 1 is determine where you want
This version only supports USD but we anticipate supporting non-US currencies by the
end of the year.
Utilizing your “Profit Priorities,” current assets and liabilities and overall cash
flow, the Certainty App answers the illusive question: how much more, if any, money
do I need to make to fund my life’s vision? Answering this question allows you to
effectively map out the steps to take to get you closer to what actually matters to
Budgeting apps tell you what you hope might happen if you spend every dollar as
planned. They are accountability tools. The Certainty App operates more like a GPS
directing you on the actions to take to get you closer to the things YOU want.
All data is encrypted and read-only bank data. The CertaintyApp does not access nor
store any account numbers or specific details about the account owner(s).
Last Updated: May 2020
Welcome to The Certainty App! We are excited to offer you an opportunity to build a life and
business that funds your priorities. This may or may not include individual virtual training
sessions, question and answer sessions, access to other tools and strategies, the actual
Certainty App tool and other strategies for you to reach and fund your goals.
These Terms set forth your rights and obligations as someone who is accessing The Certainty
App content and services. By interacting with this website; creating a profile; or
downloading, creating, viewing, and/or purchasing any products, services, or content, you
indicate that you have read and understood this Agreement and you will be bound by its
and disclose information that pertains to your privacy. When you access or use The Certainty
By continuing to access this site, you may be able to sign up for an account; input
financial data; access tutorials; create goals; sign up for training; make payments; fill
out forms; download materials like ebooks or informational worksheets; and access useful
online content about financial tracking, goal-setting, and financial wellness.
Any information or advice given by the Company on the Websites is not meant to take the
place of advice of a licensed financial professional who you hire to give you personalized
advice. It is general advice, strategies, and guidelines. If You have an accountant,
financial professional, or advisor that you go to, you should discuss any big changes to
your financial plan with them before implementing.
We cannot and do not guarantee any sort of specific result or outcome – this is just a tool
for you to see your finances in way that should make goal-setting easier. Actually achieving
your goals is dependent on your ability to implement, your personal life circumstances, your
business circumstances, and many factors that are not under the Company’s control or that
the Company knows about.
You need to be at least 18 years old to register for, pay for, and use our tools, services,
or our paid memberships (or have the permission of a legal guardian/parent).
If you are a user who signs up for the tool or service, you may create a personalized
account which includes a unique username and a password to access your information and to
receive messages from the Company. You agree to notify us immediately of any unauthorized
use of your password and/or account. The Company will not be responsible for any
liabilities, losses, or damages arising out of the unauthorized use of your member name,
password and/or account, if you are using one.
Your permission to use the Site is conditioned upon the following Restrictions. The
Certainty App expects you to respect us and our content. You agree that you will not under
Opinions, advice, statements, offers, or other information or content made available for
your use are from the direct experience of The Certainty App and The Certainty App’s
contributing authors or founders. The Certainty App, its affiliates, and its customers are
not guaranteeing any specific result. Your results can vary depending on any number of
different factors in your life. The Certainty App strives to provide impactful advice and a
useful tool that can be adapted for use by a wide array of individuals, but there is no
substitute for expert, personalized advice. The Certainty App, the customers mentioned on
the The Certainty App website, and the The Certainty App contributors have experienced the
stories and results mentioned and we believe you can reach your financial goals and create
positive changes in your life BUT we can’t guarantee any specific result and we are NOT
guaranteeing any specific result.
We’re also not guaranteeing or endorsing any specific item, person, company, financial plan,
or investment (unless we specifically state otherwise).
We are not your Accountant, Financial Advisor, Legal Advisor, Chief Financial Officer, or
and/or any other licensed, certified, or registered professional!
If you have questions, please contact the most appropriate registered and licensed
professional for their advice.
While helping other customers, offering our services, and/or building our own businesses, we
may have made use of various third party services. The Certainty App may provide you with
convenient links to these third party website(s) (“Third Party Sites”) as well as links to
content or applications (“Third Party Services” and “Third Party Content”). These links are
provided as a courtesy to You. However, once you leave The Certainty App or otherwise access
any Third Party Sites, Third Party Services, and Third Party Content or their promotions,
The Certainty App has no control over and no liability for the materials, information, goods
or services available on these Third Party Sites, Third Party Services or Third Party
Content. Such Third Party Sites, Third Party Services, and Third Party Content are not
investigated, or monitored for appropriateness, or completeness by The Certainty App on any
regular basis, and The Certainty App is not responsible for them, even if you accessed them
through the Site. Inclusion of, linking to or permitting the use or installation of any
Third Party Site, Third Party Services, or Third Party Content does not mean we are in any
responsible for them or the results that you may get using them, it’s just an interesting
site or service that The Certainty App has come across to be included in your arsenal of
If you decide to leave the Site and access the Third Party Sites or to use or install any
Third Party Services, or follow any Third Party Content, you do so at your own risk and you
should be aware that our terms and policies no longer govern. You should review the
applicable terms and policies, including privacy and data gathering practices, of any site
to which you navigate from the Site or relating to any applications you use or install from
If The Certainty App is receiving any financial gains from linking to or referring to a
particular site or service, we will be sure to let you know by labeling the content as
affiliate or advertising.
If you are a copyright owner or an agent thereof and believe, in good faith, that any
materials on this site infringe upon your copyrights, you may submit a notification pursuant
to the Digital Millennium Copyright Act (see 17 U.S.C 512) (“DMCA”) by sending the following
information in writing to the Company’s designated support email with the subject: “The
Certainty App Copyright Complaint”:
By submitting any reviews, anecdotes, case studies, images, videos, or other content to The
Certainty App, you expressly grant, and you represent and warrant that you have a right to
grant, to The Certainty App a royalty-free, sublicensable, transferable, perpetual,
irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, list
information regarding, edit, translate, distribute, publicly perform, publicly display, and
make derivative works of all such Content.
The Certainty App will ask your permission before publishing any identifying information with
You acknowledge and agree that we and our licensors retain ownership of all intellectual
property rights of any kind related to this Site, including applicable copyrights on
written, audio, video, or produced materials; trademarks; trade dress; domain name rights;
and any content provided on the website, and other proprietary rights, whether identified as
proprietary or not, whether implied or expressly stated. Other product and company names
that are mentioned on the Service may be trademarks of their respective owners. We reserve
all rights that are not expressly granted to You or Others under this Agreement. Your
use of or interaction with this Site does NOT grant you any license or permission to use,
copy, make derivative works of, or repost any of the proprietary information on this site,
even with attribution, without express, written permission from The Certainty App.
We’re glad you like our stuff. We’re glad you found our stuff useful and think others may
find it useful. However, that does not give you the right to provide it to others or copy it
without our permission.
For contractual purposes, you: (a) consent to receive communications from us in an
electronic form via the email address you have submitted; and (b) agree that all Terms of
Use, agreements, notices, disclosures, and other communications that we provide to you
electronically satisfy any legal requirement that such communications would satisfy if it
were in writing. The foregoing does not affect your non-waivable rights.
We may also use your email address to send you other messages, including information about
the Site or the Service and special offers. You may opt out of such email by changing your
account settings, using the “Unsubscribe” link in the message, or by sending an email to
You agree to protect, defend, indemnify and hold harmless The Certainty App, its officers,
directors, employees, owner(s), and parent company(ies) and assigns from and against all
claims, demands, and causes of action of every kind and character without limit arising out
of Your conduct. Your indemnity obligation includes, but is not limited to, any third party
claim against The Certainty App for liability for payments for, damages caused by, or other
liability relating to, You.
Life is a do-it-yourself adventure. The Certainty App does not and cannot promise,
guarantee or warrant any success, income, investment, or result. Additionally, THE CERTAINTY
APP’S WEBSITES AND SERVICES ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER
EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION IMPLIED WARRANTIES OF TITLE,
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. THE CERTAINTY APP
MAKES NO REPRESENTATION OR WARRANTY AS TO THE ACCURACY, RELIABILITY, TIMELINESS OR
COMPLETENESS OF ANY MATERIAL ON OR ACCESSIBLE THROUGH ANY THE CERTAINTY APP WEBSITE OR
SERVICE. ANY RELIANCE ON OR USE OF SUCH MATERIALS SHALL BE AT YOUR SOLE RISK. THE CERTAINTY
APP MAKES NO REPRESENTATION OR WARRANTY (A) THAT ANY THE CERTAINTY APP WEBSITE OR SERVICE
WILL BE AVAILABLE ON A TIMELY BASIS, OR THAT ACCESS TO ANY THE CERTAINTY APP WEBSITE OR
SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE; (B) THAT DEFECTS OR ERRORS WILL BE
CORRECTED; OR (C) THAT ANY THE CERTAINTY APP’S WEBSITE OR THE SERVERS OR NETWORKS THROUGH
WHICH ANY THE CERTAINTY APP’S WEBSITE IS MADE AVAILABLE ARE SECURE OR FREE OF VIRUSES OR
OTHER HARMFUL COMPONENTS. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES,
SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
The The Certainty App websites may include inaccuracies, errors and materials that conflict
with these Terms. In the event of any conflict between anything posted on any The Certainty
App website and these Terms, these Terms shall control.
Limitation of Liability
YOU AGREE THAT IN NO EVENT SHALL THE CERTAINTY APP’S LIABILITY TO YOU FOR ANY CLAIM OF ANY
KIND OR DESCRIPTION EXCEED THE AMOUNT OF WHAT YOU PAID TO THE CERTAINTY APP PRECEDING THE
DATE IN WHICH THE FACTS GIVING RISE TO A CLAIM AGAINST THE CERTAINTY APP OCCURRED. YOU WAIVE
ANY RIGHT TO SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OF ANY KIND OR DESCRIPTION.
The Certainty App is hosted on servers maintained by other people, much like almost everyone
else with a website. We, therefore, cannot be and are not responsible to you for any
server outages or downtime, any buffering problems, or any delay, damage, or failure caused
by or occasioned by any act of God, pandemic, act of nature or the elements, terrorism,
insurrection, revolution or civil strife, piracy, civil war or hostile action, labor
strikes, acts of public enemies, federal or state laws, rules and regulations of any
governmental authorities having jurisdiction over the premises, inability to procure
material, equipment, or necessary labor in the open market, acute and unusual labor,
material, or equipment shortages, or any other causes beyond the control of The Certainty
App, (Collectively, an “Force Majeure Event”). Delays due to any of the above causes shall
not be deemed to be a breach of or failure to perform under this Agreement. The Certainty
App shall not be required against its will to provide refunds or make any adjustments except
in accordance with applicable law.
In the event The Certainty App cannot or will not perform its obligations in any or all parts
of this Agreement, it (or a responsible party) will:
The Certainty App may assign its rights under this Agreement at any time, without notice to
You. Your rights arising under this Agreement cannot be assigned by without The Certainty
App’s or its assigns express written consent, particularly if you have paid for coaching or
classes. For example, you “selling” your username and password or otherwise sharing your
password all over town. If we notice tons of IP addresses using the same log in, we
expressly reserve the right to cancel or suspend your access to the materials or content on
You are fully responsible for all transactions with, and information conveyed to, The
Certainty App under Your Account, if you have one. You agree to immediately notify The
Certainty App of any unauthorized use of Your password or User name or any other breach of
security related to Your account. You agree that The Certainty App is not liable, and You
will hold The Certainty App harmless, for any loss or damage arising from Your failure to
comply with any of the foregoing obligations.
If You have any questions or complaints concerning any of the Terms, You may contact The
Certainty App by e-mail at email@example.com, or by regular mail at:
The Certainty App
4025 DELRIDGE WAY SW STE 320,
SEATTLE, WA, 98106
California residents, under California Civil Code Section 1789.3, may also reach the
Complaint Assistance Unit of the Division of Consumer Services of the California Department
of Consumer Affairs by mail at 1625 North Market Blvd., Sacramento, CA 95834, or by
telephone at (916) 445-1254 or (800) 952-5210.
This Agreement shall be governed, construed, and interpreted in accordance with the laws of
the State of Washington without regard to any choice of law provisions.
Litigation sucks, so you agree that in the event of any arbitration or litigation, each Party
will each bear its own costs and attorneys’ fees, regardless of who is deemed the prevailing
party. The foregoing notwithstanding, if either You or The Certainty App commences an action
in a court of law or equity and the responding Party successfully moves such court to compel
arbitration, the Party who moved for the order compelling arbitration shall be entitled to
recover its reasonable costs and attorneys’ fees incurred on the motion to compel from the
The Certainty App reserves the right to change these Terms, in whole or in part, from time to
time at The Certainty App’s sole and absolute discretion, and to provide You with notice of
such change by any reasonable means, including without limitation posting revised Terms.
By Your continued use of The Certainty App’s Site, unless You expressly terminate this
Agreement in writing to firstname.lastname@example.org, You are agreeing to any subsequent
changes to the Terms.
If any Term set forth herein is deemed unenforceable under any applicable law, the remaining
Terms shall remain in full force and effect and these Terms shall be read, collectively, as
if the unenforceable Term(s) were omitted.
No waiver by The Certainty App of any breach or default of these Terms will be deemed to be a
waiver of any preceding or subsequent breach or default.
Any heading, caption or section title contained herein is inserted only as a matter of
convenience, and in no way defines or explains any section or provision hereof.
Any notice required to be given to The Certainty App under or related to these Terms must be
in writing, addressed as follows:
Seeking Certainty, Inc.
4025 DELRIDGE WAY SW STE 320,
General Support and Inquiries: email@example.com
Notices to You may be made by posting a notice (or a link to a notice), by e-mail, or by
regular mail, at The Certainty App’s discretion.
Copyright 2020 - The Certainty App - All Rights Reserved
Last Updated: August 2020
uses and shares personal information of users of this website, any other website we operate,
any associated mobile applications, and its membership site (collectively, the “Websites”).
Some of the information is only collected on customers with login information who have
signed up for the Certainty App.
We provide website visitors (Visitors) with information, how to sign up for services, and
marketing materials relating to personal and business financial tracking, goal-setting, and
There is some data that we collect and that you voluntarily provide to us to become a
registered user, subscriber, or customer of the Company.
There is some aggregated and anonymous data that we automatically collect to track how our
Websites are performing, such as cookies or other tracking/analysis software. You can block
cookies or trackers, but you may lose some functionality or not be able to enjoy all that we
This Policy also applies to any of our other websites. This Policy does NOT apply to third
party websites or other websites that you visit that are not affiliated with the Company.
We get information about you in a range of ways. We collect some personal information in
order to provide you with information, services and send you related communications; analyze
individual and aggregated behavior to improve and customize any information and services;
verify your identity; prevent, detect, and investigate fraud, hacking, infringement, or
other suspected or actual misconduct, crime, or violation of an agreement involving our
Information You Give Us. We collect your name, the username you create, the information
that you post on the Websites, your postal address, email address, phone number, demographic
information (such as your gender and occupation), financial information, as well as other
information that you directly give us on our Websites through integrations, questionnaires,
quizzes, intake forms, or otherwise. Responding to posts, questions, requests, surveys,
quizzes, or signing up for webinars and events are all ways in which you provide us with
information about you. We use this information to provide you with services, provide you
with relevant information, to provide value to you, and keep you updated on our Company and
community. This data is only provided to us by you and much of it is required for you to
continue to be a part of the Wealth Acceleration Community.
Information We Get From Others. We may get information about you from other sources. We may
add this to information we get from our Websites. For example, we may get information about
you from Social Media, from newsletters, you might be a part of one or more of our online
communities, you might interact with our posts, or you might interact with or give
information to a partner or affiliate website.
Information Automatically Collected. We automatically log information about you and your
computer. For example, when visiting our Websites, we log your computer, tablet, or mobile
device operating system type, browser type, browser or mobile application language, the
website you visited before browsing to our Websites, pages or parts of our application you
viewed, how long you spent on a page or part of our application, access times and
information about your use of and actions on our Websites. This information is either
pseudonymous or anonymous and aggregated.
Cookies. We may log information using "cookies." Cookies are small data files stored on your
hard drive by a website. We may use both session Cookies (which expire once you close your
web browser) and persistent Cookies (which stay on your computer until you delete them) to
provide you with a more personal and interactive experience on our Websites. This type of
information is collected to make the Websites more useful to you and to tailor the
experience with us to meet your special interests and needs.
How do I disable cookies?
If you do not want to receive a cookie, you have the option of setting your browser to notify
you when you receive a cookie, so that you may determine whether to accept it or not.
However, please be aware that if you do turn off 'cookies' in your browser, you will not be
able to fully experience some of functionality. For example, you will not be able to use
automatic log-in or other personalization features that we may offer.
Personal information is any information relating to an identifiable natural person, meaning
that someone could identify you, directly or indirectly, by reference to an identifier such
as a name, an identification number, location data, an online identifier or to one or more
factors specific to the physical, physiological, genetic, mental, economic, cultural or
We use your personal information as follows:
Please remember that the only personal information that we have is the information that you
have given us and we only process and store it to provide you with services and valuable
information as part of your membership.
We may share personal information as follows:
We may also share aggregated and/or anonymized data with others for their own uses.
Our marketing emails tell you how to “opt-out.” If you opt out, we may still send you
non-marketing emails. Non-marketing emails include emails about your accounts and our
business dealings with you. If you cancel your services AND you opt-out, then you should not
be receiving emails from us. If you are, then please let us know so that we can correct
You may send requests about personal information to our Contact Information below. You can
request to change contact choices, opt-out of our sharing with others, and update your
You can typically remove and reject cookies from our Websites with your browser settings.
Many browsers are set to accept cookies until you change your settings. If you remove or
reject our cookies, it could affect how our Websites works for you.
Seeking Certainty, Inc.
General Support, Compliance, and Inquiries: firstname.lastname@example.org
Notices to You may be made by sending you a message through our application, by e-mail, or by
regular mail, at The Certainty App’s discretion.
Say Goodbye To Financial Anxiety / Uncertainty / Powerlessness